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Florida market updates, mortgage program news, and practical guides for your next home purchase.
11 articles
Featured article · Joint GSE update · Published September 30, 2026 · Transition begins November 2, 2026
Fannie Mae and Freddie Mac will require the redesigned UAD 3.6 appraisal format from November 2, 2026, but lenders that need more time may request a temporary exception. This is not an appraisal waiver.
Read articleFlorida Housing lists 2026 program terms for eligible workers, service members, and veterans. The official page does not show a live funding balance, so availability must be confirmed before relying on the assistance.
Read articleFHA published a draft modernization of its minimum property requirements on September 22, 2026. It is open for feedback and is not current policy.
Read articleStatewide sales declined modestly, median prices increased, and South Florida counties showed different conditions for single-family buyers.
Read articleVantageScore 4.0 is broadly available to approved Fannie Mae and Freddie Mac lenders, and their pricing frameworks were aligned with Classic FICO beginning October 1. FHA follows a separate timetable.
Read articlePlanning to rent your current home or buy a short-term rental? Review the revised documentation rules before counting rental income in your next mortgage application.
Read articleSales increased, but houses and condos tell different stories. Here is how to read the latest statewide figures.
Read articleThe annual limits changed. Your property location and number of units determine which figure applies.
Read articleFannie Mae updated its area income figures in June. Learn what to check before ruling out this conventional option.
Read articleCollier, Miami-Dade, Palm Beach, and Broward show why price and demand need to be evaluated separately.
Read articleA practical plan for your budget, savings, assistance options, and loan comparison.
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