Reverse Equity Annual Lease
The Reverse Equity Annual Lease (REAL) program gives homeowners a powerful way to tap into their home’s equity—without giving up long-term control. With REAL, you can unlock the value of your property while staying in your home under flexible lease terms, and even maintain the option to repurchase it in the future. It’s financial freedom with built-in flexibility.
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REAL Program Information
The REAL program is a unique financial solution that empowers homeowners to unlock the equity in their homes—without selling or taking out a traditional loan. With REAL, you convert a portion of your home’s equity into cash while continuing to live in your home as a tenant. Whether you're facing unexpected expenses, rebuilding credit, or avoiding foreclosure, this program offers a clear, simplified path forward.
Access Equity Without Selling: Use your home’s value to cover expenses or consolidate debt without listing your home for sale.
Stay in Your Home, Maintain Control: Live in the comfort of your home while gaining financial flexibility.
Flexible Lease Terms: Lease terms generally range from 6 to 24 months, giving you time to recover and repurchase your home when ready.
Fast, Hassle-Free Process: No credit checks or burdensome paperwork—just a streamlined, efficient route to financial relief.
1. Personalized Consultation: Start with a conversation. We explain the REAL program and ensure you feel informed and confident.
2. Home Equity Evaluation: We assess your home’s market value and available equity to determine your eligible cash amount.
3. Lease Agreement & Disbursement: After confirmation, we define your lease terms and disburse funds. Part of your equity is placed into escrow for monthly lease payments.
4. Lease Period: Stay in your home as a tenant, with lease payments managed via the escrow account.
5. Repurchase Option: At lease end, you can repurchase your home and regain full ownership—including any appreciation in value.
If you're looking for immediate financial relief while staying in your home, the REAL program is a flexible alternative to selling or refinancing.
It offers you time, control, and stability—without sacrificing the place you call home.
Bravo Mortgage is here to help you explore every detail and decide whether REAL is the right fit for your situation.
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We understand that every dream is unique and personal. If you're ready to take the next step or simply have questions.
