call icon

833-FL-BRAVO

call icon

786-429-3521

specialised mortgage banner

Private Lender

A private lender—often referred to as a hard money lender—is an individual or group that offers financing outside of traditional banks. These lenders specialize in short-term, collateral-backed loans, typically secured by real estate or other valuable assets. Private lending can offer faster approvals and more flexible terms, making it an ideal solution for time-sensitive or non-traditional financing needs.

Apply Now arrow
private lender

Private Lending Information

Private lending offers a flexible, fast, and accessible alternative to traditional bank financing—making it a powerful option for borrowers with unique needs or time-sensitive opportunities.

Fast Approvals, Quick Funding: Private lenders can often approve and fund loans in a matter of days—sometimes even hours—compared to the weeks or months required by traditional lenders.

Tailored Loan Terms: Enjoy flexibility with terms customized to your situation, including interest rates, repayment schedules, and loan amounts—built around your goals, not rigid guidelines.

No Credit Score Barriers: Approval is primarily based on the value of your collateral, not your credit history—making private lending a practical choice for borrowers with challenged or limited credit.

Attractive for Investors: For lenders, private loans offer a unique way to diversify investment portfolios, often yielding higher returns than traditional investment vehicles like stocks or bonds.

Private lending isn’t one-size-fits-all. Here are a few common sources:

Individual Investors: Friends, family members, or private individuals offering personal financing arrangements.
Private Lending Firms: Companies that specialize in short-term, asset-backed loans with structured lending processes.
Crowdfunding Platforms: Online platforms that connect borrowers with multiple investors who collectively fund the loan.

Whether you're a real estate investor ready to expand, a business owner needing fast capital, or a borrower navigating credit challenges, private lending offers a streamlined path to financing. With fewer restrictions and faster turnaround, it’s an excellent option for those seeking results without the delays of traditional banks.

Ready to explore your options? Connect with a private lending expert at Bravo Mortgage and discover how flexible funding can move your goals forward—fast.

Get In Touch With Us

We understand that every dream is unique and personal. If you're ready to take the next step or simply have questions.