Florida mortgage guidance since 2019

Residential mortgages

Start with the right loan category.

Every borrower and property is different. Review the main loan categories, then speak with our team about the options aligned with your situation.

01 · Purchase and refinance

Conventional

Flexible financing for primary homes, second homes, and eligible investment properties.

Ask about this option
02 · Purchase and refinance

FHA

Government-insured financing with flexible qualification guidelines for eligible borrowers.

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03 · Purchase and refinance

VA

Home financing for eligible veterans, active-duty service members, and surviving spouses.

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04 · Purchase and refinance

USDA

Financing for eligible homes and qualified borrowers in designated rural areas.

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05 · Specialized mortgages

Jumbo

Financing for loan amounts above applicable conforming loan limits.

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06 · Specialized mortgages

Non-QM

Alternative documentation options for qualified self-employed and nontraditional borrowers.

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07 · Specialized mortgages

DSCR Investor

Business-purpose financing evaluated primarily through eligible property cash flow.

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08 · Specialized mortgages

Construction

Financing options for eligible new construction and renovation projects.

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Program availability, eligibility, loan amounts, rates, terms, and documentation requirements vary by borrower, property, lender, and applicable guidelines.

Not sure which category fits?

Start with your goals. Our team will explain the relevant financing paths.

Call 833-FL-BRAVO